I am always wary of new and more convenient innovations in consumer security technology. Many consumers probably instinctively feel the same and that is why Apple Pay, Samsung Pay and Android Pay are all struggling to make inroads to replacing our credit cards. Now DBS is rolling out soft tokens. They can give me a hundred reasons why that is better but I know the single and most important reason is soft tokens running off our vulnerable smartphones save DBS millions of dollars over giving us hardware security dongles.
It has taken a while but time reveals all truth. Rethink that fingerprint sensor.
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