Clayton Christensen says it better than what I have told my kids many times. Values matter and often it has to be religious values with an all seeing God standing behind it. At the same time looking at the broader picture it also remind me why Singapore's development paradigm is broken. Everyone might enjoy and agree with Prof Christensen but practically nobody is going to act on his advice. Fortunately I think the days of the fat cats are coming to and end. The pendulum is going to swing the other way until we get a version of the bad times Thatcher and Reagen inherited and then we have push the pendulum in the opposite direction once more. So on and on aperiodically the pendulum swings measured by the decades, sometimes punctuated by violent discontinuities till kingdom come.