Change the names and amounts but keep the items except for the bit about giving money to parents and replace that with health insurance, you would have thought it was American than Malaysian. These Malaysian millennials are financially structurally defeated. How long are they going to keep trying before they give up? They will lose hope and vote for the opposition. But the issues go well beyond endemic corruption in their society. America has successfully if inadvertently exported its economic logic there as well. In fact the pressure in business to act similarly with the Americans is all over the world. Wages aren't going up for most, lucky for you if it is not cut. Singapore feel the pressure as well but we are coping better but for how long I wonder.
See also: Generation Screwed
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