How quickly ten years have flown by. If there is one thing I remember well was the pre-qualification medical check up before NTUC income would offer me a $600K term insurance cover, is that my weight has stayed the same. To be more accurate it had only gone up 1 kg and returned to where it was. I ate what I wanted and never needed to watch my weight. Not any more.
I am not renewing the policy. The kids are almost grown up, the cash position is so much better now and very important they are upping my premium by 2.8 times! This is not daylight robbery but a hard cold number that the risk of death keep going up with age.